| No Doc Mortgage Refinancing
No doc mortgage refinancing is emerging as the frontrunner among the entire mortgage refinancing schemes. In fact, to some no doc mortgage refinancing is the ultimate option. Our no doc mortgage refinancing requires no employment, income or assets to be stated on your loan application. In fact, we do not verify any information beyond your credit profile and the value of the property. We offer you the best no doc mortgage refinancing schemes from the most trusted rulers. Our lenders will offer the facility of nominal down payment on an owner occupied home or investment property depending on your credit profile.
If you have had credit issues in the past you may need to make a slightly higher down payment. You have to opt for our unique no doc mortgage refinancing if your asset or income is difficult to verify or if you simply do not want the "hassle" of traditional mortgage documentation. Your good credit, a decent property - that's all we need to offer you the best mortgage refinancing scheme available.
To avail of our no doc mortgage refinancing scheme, you have to just add your employment to the application. Here, we will verify your employment, but again, no income or assets is required to be mentioned on the application. If you are self-employed, the business needs to be verified with a business license, written contracts, supplier invoices or similar documentation. If you are employed by a company, we will verify your employment but nothing else. This small bit of documentation will generally save you over 100% on the interest rate. |
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No more moving from bank to bank in search of the product that fits your needs. You'll find everything that you'll need right here, from calculators that will help you determine the amount to borrow and estimate your monthly payments, to loans resources full of information, products and refinancing services! All from our company. |
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You can, alternatively, allow us to verify your assets but not income or employment. Using this approach will require verifiable, relatively liquid assets. But this bit of documentation will usually save you. If your situation will allow you to verify both assets and employment, you are better served with the Stated or No Income Verification program, an integral part of our no doc mortgage refinancing scheme.
Opt for our no doc mortgage refinancing scheme with 15 or 30 year fixed rate. This provision need only 10% equity and the rate will not change. You can also go for 1, 3, or 5-year adjustable rate loans. They have lower rates but require 25% equity in the property. Our no doc mortgage refinancing programs are available for single family, townhouse, some manufactured housing, and low-rise condos. Some programs allow high-rise condos, second homes, or investment properties but are slightly more expensive or require more equity.
The mortgage refinancing programs we have launched will allow a "cash out" refinance but there are limitations on the allowable cash back. Please get in touch with us with the specifics of your situation for guidance. We will help you to find the way out. Only with your credit profile and property to evaluate, we offer you the best no doc mortgage refinancing scheme in the industry.
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